Compare car insurance A better way to get car insurance quotes, third party
What is car insurance?
Car insurance protects you against financial loss for damages resulting from car accidents, theft, weather events, and other unforeseen costs according to your policy type. A car insurance policy helps pay for the cost of damage to cars, property, and even people.
What does car insurance cover?
Most people ask questions like, car insurance what is covered, It can cover you if you cause personal injury in an accident or if you damage property or another vehicle. If you opt for a higher level of coverage, you may also be covered for the repair or replacement costs of your vehicle as a result of collisions, fire, theft, and weather events. Most policies will vary in coverage (and price), which is why it’s important to review your options carefully.
Compare car insurance A better way to get car insurance quotes, third party |
Learn more about car insurance
Comprehensive Car Insurance
Pays for repair/replacement costs for your vehicle and others – regardless of who is at fault. It also can cover damage caused by fire, storm, hail, and theft. If you’re worried about expensive repair or replacement costs to both your vehicle and others, then a comprehensive policy is the best way to protect yourself.
Third Party Property
Covers repair costs for vehicles and property owned by others, but does not pay for your own car’s repairs if you’re at fault. If you want to avoid paying repair or replacement costs for someone else’s vehicle when you’re at fault, you will need Third Party Property cover.
Third Party Fire & Theft
Offers the same level of cover as Third Party Property, with the inclusion of cover for fire-related damage/replacement costs, or if your car is stolen. Although it offers broader coverage, this type of insurance won’t pay towards any repairs to your car if you’re at fault in an accident.
Car insurance third party
Third-party insurance safeguards the policyholder against damages caused to the third party by the insured vehicle. It covers financial and legal liabilities arising due to physical injuries, vehicle damages, property damage, accidental death.
CTP Insurance (i.e. Greenslip)
Compulsory third party policies compensate anyone you seriously injure while driving. You can choose from several different providers, but only if you live in QLD, NSW, SA, or ACT.
How much is car insurance?
To car insurance buy the cost of insurance depends on the type of cover you hold (i.e. Third Party Property, Third Party Fire & Theft, or Comprehensive), and how risky you are to insure, meaning premiums can vary.
When using our online comparison, we ask you to enter certain details to help you find products that may suit your needs and budget. Each of these questions can impact your premiums in some way, including:
- Your claims history
- Your address
- Where your car is parked (i.e. in a garage or on the street)
- Your driving history (and the driving history of other listed drivers).
What’s the difference between types of car insurance?
What are extras?
- Hire car cover. Your insurer may provide you with a hire car when your vehicle is being repaired or replaced.
- Roadside assistance. Your insurer may waive roadside assistance membership fees upon taking out cover.
- Replacement keys. Your insurer may cover the cost to replace your keys if you were to misplace them.
- Windscreen cover. Your insurer may cover the cost of repairs or replacement, including cracks in your windscreen.
- Personal effects cover. Your insurer may cover the cost to replace your valuables in your car (up to a certain value).
How do I find great-value car insurance?
You can potentially save on premiums by:
What is excess?
There are different types of car excess:
What does liability mean when it comes to car insurance?
What qualifies as a classic car?
How much do Australians pay in car insurance premiums?
- age
- location
- car model
- average kilometers are driven per year
- car modifications
- driving and claim history
What car insurance providers are there in Australia?
Car insurance companies in Australia
- 1300 Insurance
- 1Cover
- 1st for Women
- AAMI
- AANT (Automobile Association of the Northern Territory)
- AI Insurance
- Allianz
- ANZ
- Apia
- Australia Post
- Australian Seniors Insurance Agency
- Australian Unity
- Bank of Melbourne
- BankSA
- Bendigo Bank
- Best Buy Insurance
- Beyond Bank
- Bingle
- Blue Badge Insurance Australia
- BOQ (Bank of Queensland)
- Budget Direct
- Bupa
- Cashback
- CCI Personal Insurance
- CGU
- Coles
- CommInsure
- COTA Insurance
- Elder’s Insurance
- Eric Insurance
- Essentials by AAI
- Famous Insurance Agency Pty Ltd
- GIO
- Guild Insurance
- HBF
- HSBC
- IAL
- ING
- Huddle
- Hume Bank
- Kogan Insurance
- Latitude Financial Services
- Lumley Special Vehicles
- MB Insurance
- NAB
- National Seniors Australian Insurance Holdings
- NRMA
- Over Fifty
- Ozicare
- People’s Choice Credit Union
- Poncho Insurance
- Progressive
- QBE
- RAA
- RAC (WA)
- RACQ (QLD)
- RACT (TAS)
- RACV (VIC)
- Real Insurance
- Retirease
- Ryno Insurance
- SGIC
- SGiO
- Shannons
- George Bank
- Suncorp
- Territory Insurance Office (NT)
- Vero
- Virgin Money
- Westpac
- WFI
- Woolworths
- Youi
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